> For the complete documentation index, see [llms.txt](https://cosmoss-organization-1.gitbook.io/cosmos-app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://cosmoss-organization-1.gitbook.io/cosmos-app/privacy-policy.md).

# Privacy Policy

### Privacy Policy

This Privacy Policy explains how cosmos collects, uses, and protects your information when you use our AI-powered credit scoring platform (the "Service"). By using the Service, you agree to the practices described in this Privacy Policy.

#### 1. Information We Collect

**a. On-Chain Data**

We analyze publicly available blockchain data, including transaction history, wallet activity, and interactions with decentralized applications ("on-chain data"), to generate credit scores. This data is inherently public and collected automatically.

**b. Account Information**

If you choose to create an account or interact with us, we may collect:

* Email address
* Username
* Other voluntary information you provide

**c. Technical Data**

We may collect technical information such as:

* Device type
* Browser type
* IP address
* Usage statistics (e.g., time spent on the platform, features used)

#### 2. How We Use Your Information

**a. Credit Scoring**

We use on-chain data to calculate credit scores and provide insights related to creditworthiness.

**b. Platform Operation**

To operate, maintain, and improve the functionality of the Service.

**c. Communication**

To respond to inquiries, provide updates, or notify you of changes to the Service.

**d. Research and Development**

To improve our algorithms, enhance user experience, and ensure fair credit assessment.

#### 3. Data Privacy and Security

**a. Privacy by Design**

We prioritize privacy and use techniques such as encryption and zero-knowledge proofs to ensure that sensitive data is analyzed securely and remains private.

**b. Security Measures**

We implement industry-standard security measures to protect your data, including:

* Secure servers
* Encrypted connections (SSL/TLS)
* Regular audits

**c. No Sharing of Personal Data**

We do not sell, rent, or share your personal data with third parties for marketing purposes. Any data shared is aggregated or anonymized to ensure privacy.

#### 4. Your Rights

**a. Access and Control**

You have the right to:

* Access your credit score
* Update or delete your account information
* Request deletion of your data (to the extent permitted by applicable laws)

**b. Opt-Out**

You can opt out of communications by following the instructions provided in our emails or contacting us directly.

#### 5. Cookies and Tracking

We may use cookies and similar tracking technologies to improve the Service and analyze usage patterns. You can control cookie preferences through your browser settings.

#### 6. Third-Party Services

Our platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties, and we encourage you to review their privacy policies.

#### 7. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date. Continued use of the Service constitutes acceptance of the updated policy.

#### 8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

@studiocosmosapp