Welcome to cosmos app
Last updated
Last updated
Cosmos is a decentralized platform that combines the power of artificial intelligence and blockchain technology to revolutionize credit scoring. Built for the Solana ecosystem, cosmos transforms on-chain activity into reliable, real-time credit scores, enabling fair access to microloans and DeFi lending. With a focus on transparency, privacy, and inclusivity, cosmos bridges the gap between traditional finance and the decentralized future.
On-Chain Activity Analysis
Transforms blockchain transaction data, wallet age, and DeFi interactions into actionable credit scores.
Provides a transparent, unbiased, and decentralized assessment of creditworthiness.
Dynamic Credit Scoring
Scores update in real time based on user behavior, such as repayments, staking, or liquidity contributions.
Rewards responsible financial activity with immediate score improvements.
Privacy-Preserving Technology
Employs zero-knowledge proofs to analyze data securely, ensuring sensitive details remain private.
Users retain control over their data while still benefiting from an accurate credit score.
Risk Prediction and Insights
AI predicts repayment likelihood and identifies high-risk patterns.
Provides tailored suggestions to users for improving their credit scores and financial habits.
Integration with DeFi Protocols
Seamlessly integrates with Solana-based lending platforms, DAOs, and community lending pools.
Enables under-collateralized and fair microloan opportunities for users.
Fair and Inclusive Access
Opens credit opportunities to unbanked and underbanked individuals by leveraging blockchain activity instead of traditional financial data.
Promotes global financial inclusion, empowering users across diverse economic backgrounds.
Real-Time Transparency
Users can track their credit scores in real time, seeing the direct impact of their on-chain actions.
Builds trust by eliminating opaque credit evaluation processes.
Customizable for Platforms
Offers APIs and tools for DeFi developers to integrate AI credit scoring into their ecosystems.
Enhances lending experiences for platforms while reducing risk for lenders.
